by Russ Lis | Apr 23, 2026 | Types of Claims and Perils
Some property losses involve more than one cause of damage at the same time, such as a storm that produces both wind and water damage, or a fire followed by water damage from firefighting efforts. These multi peril claims can add complexity to the appraisal...
by Russ Lis | Apr 22, 2026 | Types of Claims and Perils
Cosmetic damage, meaning damage that affects a roof’s appearance without necessarily affecting its function, is a frequent and sometimes contentious issue in roofing claims, particularly on metal roofs and, to a lesser extent, shingle roofs. On metal roofs,...
by Russ Lis | Apr 20, 2026 | Types of Claims and Perils
Property insurance claims generally fall into two broad categories, partial losses and total losses, and the appraisal process can look somewhat different depending on which type of loss is involved. A partial loss involves damage to only part of a structure,...
by Russ Lis | Apr 19, 2026 | Roofing
Most residential roofs are built as vented assemblies, with open airflow through the attic beneath the deck. A growing number of homes instead use an unvented, conditioned attic assembly, where spray polyurethane foam is applied directly to the underside of the roof...
by Russ Lis | Apr 18, 2026 | Types of Claims and Perils
Large loss claims, involving significant structural damage, major commercial properties, or substantial dollar amounts, can be especially complex, and appraisal is often a useful tool for resolving disagreements in these bigger, higher stakes situations. Because...
