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Ice Dams and Winter Water Intrusion Claims in the Midwest
Ice dams are a familiar winter issue across the Midwest, and the claims that result from them tend to raise a specific, recurring set of scope questions. Understanding how ice dams form helps explain both the resulting damage and why the appraisal disputes around them...Browse the full Resources Index
Smoke Residue Assessment: Cleaning Versus Replacement
After a fire, one of the more technical questions in a property claim is whether smoke affected surfaces and contents can reasonably be cleaned, or whether the extent and type of residue supports replacement instead. This determination depends heavily on the type of...Browse the full Resources Index
Electrical Systems After Fire and Smoke Events
Fire and smoke events raise particular questions about electrical systems, because the safety implications extend beyond visible charring to components that may look intact but were affected by heat, arcing, or the byproducts of combustion. Evaluating this fairly...Browse the full Resources Index
Insulation in Property Damage Claims
Insulation rarely draws much attention until a loss occurs, at which point its condition, and whether it needs to be replaced, becomes a real question in the claim. Because insulation is concealed within walls, attics, and floor systems, evaluating it fairly requires...Browse the full Resources Index
