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PROPERTY INSURANCE APPRAISAL

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PROPERTY LOSS INSURANCE APPRAISAL

APPRAISER & UMPIRE

TWIN CITIES, MINNESOTA & NATIONWIDE

Appraiser, Umpire, and Consulting Services

Two distinct roles, one standard: strict neutrality, full independence, and no financial interest in the outcome of any award. We work with everyone involved in a property claim, policyholders, insurance carriers, appraisers on either side, and the attorneys and agents who support them. From smaller residential losses to multi million dollar commercial properties, every file gets the same disciplined process.

Appraiser Services

Retained by policyholders or insurance carriers to independently evaluate the amount of a covered loss. Every evaluation is grounded in the building, the damage, the documentation, and applicable construction and industry standards, using whatever estimating platform or method fits the file, Xactimate included, backed by more than two decades of hands on construction and restoration experience. We are not advocates. We form our own independent opinion and go from there. Request appraiser services  |  Learn more

Umpire Services

Retained by the two party appointed appraisers when they cannot agree. Both appraisers receive the same access, the same questions, and the same time and attention, and the final decision follows what the evidence actually supports. Listening comes first, ethics are not negotiable, and once any two of the three sign the award, the matter is decided, which is why choosing the right umpire matters. Appraisers on the policyholder side and the carrier side alike retain Appraisal Resolution for exactly that reason. Request umpire services  |  Learn more

Consulting Services

Appraisal Consulting and Construction Consulting: education and practical support for any participant in a claim, from how the process works to how building components go together. A consulting role on a claim means we will not later serve as appraiser or umpire on that same claim, disclosed up front. Request consulting services  |  Learn more

Start Here

Appraisal is a dispute resolution process built into most property insurance policies for one specific question: the amount of loss. Each party selects an appraiser, the two appraisers select an umpire, and the process concludes when any two of the three sign the award. It resolves the dollar amount, not coverage.

Everything below explains that process in depth, whichever side of a claim you are on. Pick the door that fits.

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