by Russ Lis | Jul 7, 2026 | Insurance Carrier Perspective
The appraisal process is generally structured to benefit both policyholders and insurance carriers, and understanding why can help explain its continued use as a common tool for resolving property insurance disputes. For policyholders, appraisal offers a...
by Russ Lis | Jul 5, 2026 | Insurance Carrier Perspective
From a carrier’s perspective, the umpire plays an important role in the appraisal process, particularly in claims where the two appraisers are unable to agree on the dollar amount of the loss. Carriers generally expect the umpire selection process to...
by Russ Lis | Jul 3, 2026 | Insurance Carrier Perspective
Once an appraisal award is reached, there is generally a process for documenting the outcome and closing out the claim, both from the carrier’s internal perspective and in terms of the paperwork associated with the appraisal itself. The appraisal award...
by Russ Lis | Jun 29, 2026 | Insurance Carrier Perspective
Like policyholders, insurance carriers can have specific concerns as a claim moves through the appraisal process, and understanding these general concerns can provide useful context on how carriers typically approach appraisal. Carriers often focus on whether the...
by Russ Lis | Jun 28, 2026 | Insurance Carrier Perspective
The appraisal process is generally designed to support fair claims handling by providing a structured, neutral way to resolve genuine disagreements over the dollar amount of a covered loss. Because both the policyholder and the carrier have the right to invoke...
by Russ Lis | Jun 26, 2026 | Insurance Carrier Perspective
Insurance carriers regularly work with independent appraisers as part of the appraisal process, and understanding this relationship can help clarify how the process is generally intended to function. An independent appraiser selected by a carrier is still...