by Russ Lis | Jul 25, 2026 | Documentation, Evidence, and Estimating
Even experienced, well qualified appraisers can reach different figures when evaluating the same loss, and understanding some of the common sources of these disagreements can provide helpful context for anyone going through the appraisal process. Scope of work is...
by Russ Lis | Jul 23, 2026 | Documentation, Evidence, and Estimating
Matching refers to the challenge of repairing a damaged portion of a property, such as roofing, siding, or flooring, in a way that reasonably matches the undamaged portions that remain, and it is a common issue that comes up in property insurance appraisals. When...
by Russ Lis | Jul 22, 2026 | Documentation, Evidence, and Estimating
Building codes change over time, and when a property is repaired after a covered loss, current code requirements can sometimes require upgrades beyond simply restoring the property to its prior condition. This can become a relevant factor in an appraisal. Many...
by Russ Lis | Jul 19, 2026 | Documentation, Evidence, and Estimating
Overhead and profit are terms that frequently appear in repair estimates, and understanding what they represent can help clarify why they are often included as part of a repair cost calculation. Overhead generally refers to a contractor’s ongoing business...
by Russ Lis | Jul 18, 2026 | Documentation, Evidence, and Estimating
Contractors and estimators often play an important supporting role in the appraisal process, providing expertise and documentation that helps inform the appraisers’ evaluation of a disputed claim. Contractors familiar with the specific type of repair work...
by Russ Lis | Jul 16, 2026 | Documentation, Evidence, and Estimating
Not all evidence carries equal weight during an appraisal, and understanding what tends to make evidence persuasive can help policyholders and appraisers alike present a strong, well supported position. Clarity and specificity matter a great deal. Detailed...
