Insurance Claims Archives - Appraisal Resolution

Actual Cash Value and Replacement Cost: How the Difference Plays Out in Appraisal

by Russ Lis | Feb 12, 2026 | Insurance Claims

Two figures show up in almost every property insurance claim: actual cash value and replacement cost value. Understanding the difference, and how each one is calculated, helps explain why appraisal panels sometimes spend as much time on valuation as they do on scope...

APPRAISAL RESOLUTION

Independent property insurance appraiser and umpire. Fair, reasonable, and neutral resolution of disputes over the amount of a covered loss, from smaller residential claims to multi million dollar commercial properties. Based in Minnesota, serving clients nationwide. Frequently retained for umpire work by appraisers on both sides.

Contact

952 444 6200
Monday to Friday, 8am to 5pm Central
14033 Commerce Ave NE, Suite 345
Prior Lake, MN 55372
Send us a message

Explore

Home
About Us
Resources
FAQs
Contact Us

Perils We Handle

Fire and Smoke
Water
Hail
Wind and Hurricane
Business Interruption

Actual Cash Value and Replacement Cost: How the Difference Plays Out in Appraisal

Search Resources

Browse by Category

Recent Posts