by Russ Lis | Jun 19, 2026 | Policyholder Guidance
The appraisal process raises a lot of common questions for people going through it for the first time. Here are general answers to a few of the questions that come up most often. What is appraisal? Appraisal is generally a process built into many property...
by Russ Lis | Jun 15, 2026 | Policyholder Guidance
Clear, organized communication with your insurance adjuster can help your claim move more smoothly and can help ensure your position is well understood throughout the process. Keep a written record of all communication where possible, including emails and notes...
by Russ Lis | Jun 13, 2026 | Policyholder Guidance
Property insurance claims and the appraisal process can involve several important deadlines, and staying organized about these dates can help protect your position throughout the process. Start with any deadlines related to filing the original claim itself, since...
by Russ Lis | Jun 12, 2026 | Policyholder Guidance
Depreciation is a concept that comes up frequently in property insurance claims, particularly for policies that pay actual cash value, and understanding generally how it works can help clarify why a claim payment may be lower than the full cost of repair or...
by Russ Lis | Jun 9, 2026 | Policyholder Guidance
Replacement cost and actual cash value are two common ways property insurance policies calculate the value of a covered loss, and understanding the difference can help you better understand your own coverage. Replacement cost generally refers to the amount it...
by Russ Lis | Jun 8, 2026 | Policyholder Guidance
Good documentation is one of the most valuable things a policyholder can provide during a property insurance claim, and taking a thorough, organized approach can make a real difference if a disagreement over value later arises. Photographs should be taken from...
