by Russ Lis | Jun 13, 2026 | Policyholder Guidance
Property insurance claims and the appraisal process can involve several important deadlines, and staying organized about these dates can help protect your position throughout the process. Start with any deadlines related to filing the original claim itself, since...
by Russ Lis | Jun 12, 2026 | Policyholder Guidance
Depreciation is a concept that comes up frequently in property insurance claims, particularly for policies that pay actual cash value, and understanding generally how it works can help clarify why a claim payment may be lower than the full cost of repair or...
by Russ Lis | Jun 10, 2026 | Siding
Few issues come up as often in exterior property claims as siding matching. Hail and wind damage rarely affects every elevation of a home equally, which raises a practical question, when damaged siding cannot be matched to what remains on the undamaged sections, what...
by Russ Lis | Jun 9, 2026 | Policyholder Guidance
Replacement cost and actual cash value are two common ways property insurance policies calculate the value of a covered loss, and understanding the difference can help you better understand your own coverage. Replacement cost generally refers to the amount it...
by Russ Lis | Jun 8, 2026 | Policyholder Guidance
Good documentation is one of the most valuable things a policyholder can provide during a property insurance claim, and taking a thorough, organized approach can make a real difference if a disagreement over value later arises. Photographs should be taken from...
