by Russ Lis | Jul 23, 2026 | Documentation, Evidence, and Estimating
Matching refers to the challenge of repairing a damaged portion of a property, such as roofing, siding, or flooring, in a way that reasonably matches the undamaged portions that remain, and it is a common issue that comes up in property insurance appraisals. When...
by Russ Lis | Jul 22, 2026 | Documentation, Evidence, and Estimating
Building codes change over time, and when a property is repaired after a covered loss, current code requirements can sometimes require upgrades beyond simply restoring the property to its prior condition. This can become a relevant factor in an appraisal. Many...
by Russ Lis | Jul 19, 2026 | Documentation, Evidence, and Estimating
Overhead and profit are terms that frequently appear in repair estimates, and understanding what they represent can help clarify why they are often included as part of a repair cost calculation. Overhead generally refers to a contractor’s ongoing business...
by Russ Lis | Jul 18, 2026 | Documentation, Evidence, and Estimating
Contractors and estimators often play an important supporting role in the appraisal process, providing expertise and documentation that helps inform the appraisers’ evaluation of a disputed claim. Contractors familiar with the specific type of repair work...
by Russ Lis | Jul 16, 2026 | Documentation, Evidence, and Estimating
Not all evidence carries equal weight during an appraisal, and understanding what tends to make evidence persuasive can help policyholders and appraisers alike present a strong, well supported position. Clarity and specificity matter a great deal. Detailed...
